$150,000 House at 4.75%

What's the monthly mortgage payment on a $150,000 house? Loan price for a $150,000 house with a 4.75% interest rate.
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Monthly payment = $626
Total yearly payments = $7,512
Payments by Interest Rate
Interest Rate Payment
4.250% $590
4.375% $599
4.500% $608
4.625% $617
4.750% $626
4.875% $635
5.000% $644
5.125% $653
5.250% $663
Payments by Amount Down
% Down Amount Payment
3.5% $5,250 $755
5.0% $7,500 $743
7.5% $11,250 $724
10% $15,000 $704
15% $22,500 $665
20% $30,000 $626
25% $37,500 $587
30% $45,000 $548
50% $75,000 $391
Payments by Loan Length
Length Payment
10 years $1,258
15 years $933
20 years $775
30 years $626
40 years $559
Interest only $475

Can I afford a $150,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $150,000 with a 4.75% loan:

% Down Down Payment Income Required
3.5% $5,250 $43,075
5.0% $7,500 $42,572
7.5% $11,250 $41,734
10% $15,000 $40,895
15% $22,500 $39,219
20% $30,000 $37,542
25% $37,500 $35,865
30% $45,000 $34,188
50% $75,000 $27,482