$180,000 House at 4.75%

What's the monthly mortgage payment on a $180,000 house? Loan price for a $180,000 house with a 4.75% interest rate.
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Monthly payment = $751
Total yearly payments = $9,014
Payments by Interest Rate
Interest Rate Payment
4.250% $708
4.375% $719
4.500% $730
4.625% $740
4.750% $751
4.875% $762
5.000% $773
5.125% $784
5.250% $795
Payments by Amount Down
% Down Amount Payment
3.5% $6,300 $906
5.0% $9,000 $892
7.5% $13,500 $869
10% $18,000 $845
15% $27,000 $798
20% $36,000 $751
25% $45,000 $704
30% $54,000 $657
50% $90,000 $469
Payments by Loan Length
Length Payment
10 years $1,510
15 years $1,120
20 years $931
30 years $751
40 years $671
Interest only $570

Can I afford a $180,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $180,000 with a 4.75% loan:

% Down Down Payment Income Required
3.5% $6,300 $51,690
5.0% $9,000 $51,086
7.5% $13,500 $50,080
10% $18,000 $49,074
15% $27,000 $47,062
20% $36,000 $45,050
25% $45,000 $43,038
30% $54,000 $41,026
50% $90,000 $32,978