$200,000 House at 4.75%

What's the monthly mortgage payment on a $200,000 house? Loan price for a $200,000 house with a 4.75% interest rate.
$
$
%
%
Monthly payment = $835
Total yearly payments = $10,016
Payments by Interest Rate
Interest Rate Payment
4.250% $787
4.375% $799
4.500% $811
4.625% $823
4.750% $835
4.875% $847
5.000% $859
5.125% $871
5.250% $884
Payments by Amount Down
% Down Amount Payment
3.5% $7,000 $1,007
5.0% $10,000 $991
7.5% $15,000 $965
10% $20,000 $939
15% $30,000 $887
20% $40,000 $835
25% $50,000 $782
30% $60,000 $730
50% $100,000 $522
Payments by Loan Length
Length Payment
10 years $1,678
15 years $1,245
20 years $1,034
30 years $835
40 years $745
Interest only $633

Can I afford a $200,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $200,000 with a 4.75% loan:

% Down Down Payment Income Required
3.5% $7,000 $57,433
5.0% $10,000 $56,763
7.5% $15,000 $55,645
10% $20,000 $54,527
15% $30,000 $52,291
20% $40,000 $50,056
25% $50,000 $47,820
30% $60,000 $45,585
50% $100,000 $36,642