$330,000 House at 4.75%

What's the monthly mortgage payment on a $330,000 house? Loan price for a $330,000 house with a 4.75% interest rate.
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Monthly payment = $1,377
Total yearly payments = $16,526
Payments by Interest Rate
Interest Rate Payment
4.250% $1,299
4.375% $1,318
4.500% $1,338
4.625% $1,357
4.750% $1,377
4.875% $1,397
5.000% $1,417
5.125% $1,437
5.250% $1,458
Payments by Amount Down
% Down Amount Payment
3.5% $11,550 $1,661
5.0% $16,500 $1,635
7.5% $24,750 $1,592
10% $33,000 $1,549
15% $49,500 $1,463
20% $66,000 $1,377
25% $82,500 $1,291
30% $99,000 $1,205
50% $165,000 $861
Payments by Loan Length
Length Payment
10 years $2,768
15 years $2,053
20 years $1,706
30 years $1,377
40 years $1,230
Interest only $1,045

Can I afford a $330,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $330,000 with a 4.75% loan:

% Down Down Payment Income Required
3.5% $11,550 $94,765
5.0% $16,500 $93,658
7.5% $24,750 $91,814
10% $33,000 $89,970
15% $49,500 $86,281
20% $66,000 $82,592
25% $82,500 $78,903
30% $99,000 $75,215
50% $165,000 $60,459