$380,000 House at 4.75%

What's the monthly mortgage payment on a $380,000 house? Loan price for a $380,000 house with a 4.75% interest rate.
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Monthly payment = $1,586
Total yearly payments = $19,030
Payments by Interest Rate
Interest Rate Payment
4.250% $1,495
4.375% $1,518
4.500% $1,540
4.625% $1,563
4.750% $1,586
4.875% $1,609
5.000% $1,632
5.125% $1,655
5.250% $1,679
Payments by Amount Down
% Down Amount Payment
3.5% $13,300 $1,913
5.0% $19,000 $1,883
7.5% $28,500 $1,834
10% $38,000 $1,784
15% $57,000 $1,685
20% $76,000 $1,586
25% $95,000 $1,487
30% $114,000 $1,388
50% $190,000 $991
Payments by Loan Length
Length Payment
10 years $3,187
15 years $2,365
20 years $1,965
30 years $1,586
40 years $1,416
Interest only $1,203

Can I afford a $380,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $380,000 with a 4.75% loan:

% Down Down Payment Income Required
3.5% $13,300 $109,123
5.0% $19,000 $107,849
7.5% $28,500 $105,725
10% $38,000 $103,601
15% $57,000 $99,354
20% $76,000 $95,106
25% $95,000 $90,858
30% $114,000 $86,611
50% $190,000 $69,620