$680,000 House at 4.75%

What's the monthly mortgage payment on a $680,000 house? Loan price for a $680,000 house with a 4.75% interest rate.
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Monthly payment = $2,838
Total yearly payments = $34,053
Payments by Interest Rate
Interest Rate Payment
4.250% $2,676
4.375% $2,716
4.500% $2,756
4.625% $2,797
4.750% $2,838
4.875% $2,879
5.000% $2,920
5.125% $2,962
5.250% $3,004
Payments by Amount Down
% Down Amount Payment
3.5% $23,800 $3,423
5.0% $34,000 $3,370
7.5% $51,000 $3,281
10% $68,000 $3,192
15% $102,000 $3,015
20% $136,000 $2,838
25% $170,000 $2,660
30% $204,000 $2,483
50% $340,000 $1,774
Payments by Loan Length
Length Payment
10 years $5,704
15 years $4,231
20 years $3,515
30 years $2,838
40 years $2,534
Interest only $2,153

Can I afford a $680,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $680,000 with a 4.75% loan:

% Down Down Payment Income Required
3.5% $23,800 $195,274
5.0% $34,000 $192,993
7.5% $51,000 $189,193
10% $68,000 $185,392
15% $102,000 $177,791
20% $136,000 $170,190
25% $170,000 $162,589
30% $204,000 $154,987
50% $340,000 $124,583