$80,000 House at 4.75%

What's the monthly mortgage payment on a $80,000 house? Loan price for a $80,000 house with a 4.75% interest rate.
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Monthly payment = $334
Total yearly payments = $4,006
Payments by Interest Rate
Interest Rate Payment
4.250% $315
4.375% $320
4.500% $324
4.625% $329
4.750% $334
4.875% $339
5.000% $344
5.125% $348
5.250% $353
Payments by Amount Down
% Down Amount Payment
3.5% $2,800 $403
5.0% $4,000 $396
7.5% $6,000 $386
10% $8,000 $376
15% $12,000 $355
20% $16,000 $334
25% $20,000 $313
30% $24,000 $292
50% $40,000 $209
Payments by Loan Length
Length Payment
10 years $671
15 years $498
20 years $414
30 years $334
40 years $298
Interest only $253

Can I afford a $80,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $80,000 with a 4.75% loan:

% Down Down Payment Income Required
3.5% $2,800 $22,973
5.0% $4,000 $22,705
7.5% $6,000 $22,258
10% $8,000 $21,811
15% $12,000 $20,917
20% $16,000 $20,022
25% $20,000 $19,128
30% $24,000 $18,234
50% $40,000 $14,657