$90,000 House at 4.75%

What's the monthly mortgage payment on a $90,000 house? Loan price for a $90,000 house with a 4.75% interest rate.
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Monthly payment = $376
Total yearly payments = $4,507
Payments by Interest Rate
Interest Rate Payment
4.250% $354
4.375% $359
4.500% $365
4.625% $370
4.750% $376
4.875% $381
5.000% $387
5.125% $392
5.250% $398
Payments by Amount Down
% Down Amount Payment
3.5% $3,150 $453
5.0% $4,500 $446
7.5% $6,750 $434
10% $9,000 $423
15% $13,500 $399
20% $18,000 $376
25% $22,500 $352
30% $27,000 $329
50% $45,000 $235
Payments by Loan Length
Length Payment
10 years $755
15 years $560
20 years $465
30 years $376
40 years $335
Interest only $285

Can I afford a $90,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $90,000 with a 4.75% loan:

% Down Down Payment Income Required
3.5% $3,150 $25,845
5.0% $4,500 $25,543
7.5% $6,750 $25,040
10% $9,000 $24,537
15% $13,500 $23,531
20% $18,000 $22,525
25% $22,500 $21,519
30% $27,000 $20,513
50% $45,000 $16,489