$100,000 House at 5.00%

What's the monthly mortgage payment on a $100,000 house? Loan price for a $100,000 house with a 5.00% interest rate.
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Monthly payment = $429
Total yearly payments = $5,153
Payments by Interest Rate
Interest Rate Payment
4.500% $405
4.625% $411
4.750% $417
4.875% $423
5.000% $429
5.125% $436
5.250% $442
5.375% $448
5.500% $454
Payments by Amount Down
% Down Amount Payment
3.5% $3,500 $518
5.0% $5,000 $510
7.5% $7,500 $497
10% $10,000 $483
15% $15,000 $456
20% $20,000 $429
25% $25,000 $403
30% $30,000 $376
50% $50,000 $268
Payments by Loan Length
Length Payment
10 years $849
15 years $633
20 years $528
30 years $429
40 years $386
Interest only $333

Can I afford a $100,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $100,000 with a 5.00% loan:

% Down Down Payment Income Required
3.5% $3,500 $29,344
5.0% $5,000 $28,999
7.5% $7,500 $28,424
10% $10,000 $27,849
15% $15,000 $26,699
20% $20,000 $25,548
25% $25,000 $24,398
30% $30,000 $23,248
50% $50,000 $18,646