$130,000 House at 5.00%

What's the monthly mortgage payment on a $130,000 house? Loan price for a $130,000 house with a 5.00% interest rate.
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Monthly payment = $558
Total yearly payments = $6,700
Payments by Interest Rate
Interest Rate Payment
4.500% $527
4.625% $535
4.750% $543
4.875% $550
5.000% $558
5.125% $566
5.250% $574
5.375% $582
5.500% $591
Payments by Amount Down
% Down Amount Payment
3.5% $4,550 $673
5.0% $6,500 $663
7.5% $9,750 $646
10% $13,000 $628
15% $19,500 $593
20% $26,000 $558
25% $32,500 $523
30% $39,000 $489
50% $65,000 $349
Payments by Loan Length
Length Payment
10 years $1,103
15 years $822
20 years $686
30 years $558
40 years $501
Interest only $433

Can I afford a $130,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $130,000 with a 5.00% loan:

% Down Down Payment Income Required
3.5% $4,550 $38,148
5.0% $6,500 $37,699
7.5% $9,750 $36,951
10% $13,000 $36,203
15% $19,500 $34,708
20% $26,000 $33,213
25% $32,500 $31,717
30% $39,000 $30,222
50% $65,000 $24,240