$140,000 House at 5.00%

What's the monthly mortgage payment on a $140,000 house? Loan price for a $140,000 house with a 5.00% interest rate.
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Monthly payment = $601
Total yearly payments = $7,215
Payments by Interest Rate
Interest Rate Payment
4.500% $567
4.625% $576
4.750% $584
4.875% $593
5.000% $601
5.125% $610
5.250% $618
5.375% $627
5.500% $636
Payments by Amount Down
% Down Amount Payment
3.5% $4,900 $725
5.0% $7,000 $714
7.5% $10,500 $695
10% $14,000 $676
15% $21,000 $639
20% $28,000 $601
25% $35,000 $564
30% $42,000 $526
50% $70,000 $376
Payments by Loan Length
Length Payment
10 years $1,188
15 years $886
20 years $739
30 years $601
40 years $540
Interest only $467

Can I afford a $140,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $140,000 with a 5.00% loan:

% Down Down Payment Income Required
3.5% $4,900 $41,082
5.0% $7,000 $40,599
7.5% $10,500 $39,794
10% $14,000 $38,988
15% $21,000 $37,378
20% $28,000 $35,767
25% $35,000 $34,157
30% $42,000 $32,547
50% $70,000 $26,105