$150,000 House at 5.00%

What's the monthly mortgage payment on a $150,000 house? Loan price for a $150,000 house with a 5.00% interest rate.
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Monthly payment = $644
Total yearly payments = $7,730
Payments by Interest Rate
Interest Rate Payment
4.500% $608
4.625% $617
4.750% $626
4.875% $635
5.000% $644
5.125% $653
5.250% $663
5.375% $672
5.500% $681
Payments by Amount Down
% Down Amount Payment
3.5% $5,250 $777
5.0% $7,500 $765
7.5% $11,250 $745
10% $15,000 $725
15% $22,500 $684
20% $30,000 $644
25% $37,500 $604
30% $45,000 $564
50% $75,000 $403
Payments by Loan Length
Length Payment
10 years $1,273
15 years $949
20 years $792
30 years $644
40 years $579
Interest only $500

Can I afford a $150,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $150,000 with a 5.00% loan:

% Down Down Payment Income Required
3.5% $5,250 $44,016
5.0% $7,500 $43,499
7.5% $11,250 $42,636
10% $15,000 $41,773
15% $22,500 $40,048
20% $30,000 $38,322
25% $37,500 $36,597
30% $45,000 $34,871
50% $75,000 $27,969