$180,000 House at 5.00%

What's the monthly mortgage payment on a $180,000 house? Loan price for a $180,000 house with a 5.00% interest rate.
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Monthly payment = $773
Total yearly payments = $9,276
Payments by Interest Rate
Interest Rate Payment
4.500% $730
4.625% $740
4.750% $751
4.875% $762
5.000% $773
5.125% $784
5.250% $795
5.375% $806
5.500% $818
Payments by Amount Down
% Down Amount Payment
3.5% $6,300 $932
5.0% $9,000 $918
7.5% $13,500 $894
10% $18,000 $870
15% $27,000 $821
20% $36,000 $773
25% $45,000 $725
30% $54,000 $676
50% $90,000 $483
Payments by Loan Length
Length Payment
10 years $1,527
15 years $1,139
20 years $950
30 years $773
40 years $694
Interest only $600

Can I afford a $180,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $180,000 with a 5.00% loan:

% Down Down Payment Income Required
3.5% $6,300 $52,820
5.0% $9,000 $52,198
7.5% $13,500 $51,163
10% $18,000 $50,128
15% $27,000 $48,057
20% $36,000 $45,987
25% $45,000 $43,916
30% $54,000 $41,846
50% $90,000 $33,563