$200,000 House at 5.00%

What's the monthly mortgage payment on a $200,000 house? Loan price for a $200,000 house with a 5.00% interest rate.
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Monthly payment = $859
Total yearly payments = $10,307
Payments by Interest Rate
Interest Rate Payment
4.500% $811
4.625% $823
4.750% $835
4.875% $847
5.000% $859
5.125% $871
5.250% $884
5.375% $896
5.500% $908
Payments by Amount Down
% Down Amount Payment
3.5% $7,000 $1,036
5.0% $10,000 $1,020
7.5% $15,000 $993
10% $20,000 $966
15% $30,000 $913
20% $40,000 $859
25% $50,000 $805
30% $60,000 $752
50% $100,000 $537
Payments by Loan Length
Length Payment
10 years $1,697
15 years $1,265
20 years $1,056
30 years $859
40 years $772
Interest only $667

Can I afford a $200,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $200,000 with a 5.00% loan:

% Down Down Payment Income Required
3.5% $7,000 $58,689
5.0% $10,000 $57,998
7.5% $15,000 $56,848
10% $20,000 $55,698
15% $30,000 $53,397
20% $40,000 $51,096
25% $50,000 $48,796
30% $60,000 $46,495
50% $100,000 $37,292