$380,000 House at 5.00%

What's the monthly mortgage payment on a $380,000 house? Loan price for a $380,000 house with a 5.00% interest rate.
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Monthly payment = $1,632
Total yearly payments = $19,583
Payments by Interest Rate
Interest Rate Payment
4.500% $1,540
4.625% $1,563
4.750% $1,586
4.875% $1,609
5.000% $1,632
5.125% $1,655
5.250% $1,679
5.375% $1,702
5.500% $1,726
Payments by Amount Down
% Down Amount Payment
3.5% $13,300 $1,969
5.0% $19,000 $1,938
7.5% $28,500 $1,887
10% $38,000 $1,836
15% $57,000 $1,734
20% $76,000 $1,632
25% $95,000 $1,530
30% $114,000 $1,428
50% $190,000 $1,020
Payments by Loan Length
Length Payment
10 years $3,224
15 years $2,404
20 years $2,006
30 years $1,632
40 years $1,466
Interest only $1,267

Can I afford a $380,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $380,000 with a 5.00% loan:

% Down Down Payment Income Required
3.5% $13,300 $111,508
5.0% $19,000 $110,197
7.5% $28,500 $108,011
10% $38,000 $105,826
15% $57,000 $101,454
20% $76,000 $97,083
25% $95,000 $92,712
30% $114,000 $88,341
50% $190,000 $70,855