$680,000 House at 5.00%

What's the monthly mortgage payment on a $680,000 house? Loan price for a $680,000 house with a 5.00% interest rate.
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Monthly payment = $2,920
Total yearly payments = $35,044
Payments by Interest Rate
Interest Rate Payment
4.500% $2,756
4.625% $2,797
4.750% $2,838
4.875% $2,879
5.000% $2,920
5.125% $2,962
5.250% $3,004
5.375% $3,046
5.500% $3,089
Payments by Amount Down
% Down Amount Payment
3.5% $23,800 $3,523
5.0% $34,000 $3,468
7.5% $51,000 $3,377
10% $68,000 $3,285
15% $102,000 $3,103
20% $136,000 $2,920
25% $170,000 $2,738
30% $204,000 $2,555
50% $340,000 $1,825
Payments by Loan Length
Length Payment
10 years $5,770
15 years $4,302
20 years $3,590
30 years $2,920
40 years $2,623
Interest only $2,267

Can I afford a $680,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $680,000 with a 5.00% loan:

% Down Down Payment Income Required
3.5% $23,800 $199,541
5.0% $34,000 $197,194
7.5% $51,000 $193,283
10% $68,000 $189,372
15% $102,000 $181,550
20% $136,000 $173,728
25% $170,000 $165,905
30% $204,000 $158,083
50% $340,000 $126,794