$80,000 House at 5.00%

What's the monthly mortgage payment on a $80,000 house? Loan price for a $80,000 house with a 5.00% interest rate.
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Monthly payment = $344
Total yearly payments = $4,123
Payments by Interest Rate
Interest Rate Payment
4.500% $324
4.625% $329
4.750% $334
4.875% $339
5.000% $344
5.125% $348
5.250% $353
5.375% $358
5.500% $363
Payments by Amount Down
% Down Amount Payment
3.5% $2,800 $414
5.0% $4,000 $408
7.5% $6,000 $397
10% $8,000 $387
15% $12,000 $365
20% $16,000 $344
25% $20,000 $322
30% $24,000 $301
50% $40,000 $215
Payments by Loan Length
Length Payment
10 years $679
15 years $506
20 years $422
30 years $344
40 years $309
Interest only $267

Can I afford a $80,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $80,000 with a 5.00% loan:

% Down Down Payment Income Required
3.5% $2,800 $23,475
5.0% $4,000 $23,199
7.5% $6,000 $22,739
10% $8,000 $22,279
15% $12,000 $21,359
20% $16,000 $20,439
25% $20,000 $19,518
30% $24,000 $18,598
50% $40,000 $14,917