$90,000 House at 5.00%

What's the monthly mortgage payment on a $90,000 house? Loan price for a $90,000 house with a 5.00% interest rate.
$
$
%
%
Monthly payment = $387
Total yearly payments = $4,638
Payments by Interest Rate
Interest Rate Payment
4.500% $365
4.625% $370
4.750% $376
4.875% $381
5.000% $387
5.125% $392
5.250% $398
5.375% $403
5.500% $409
Payments by Amount Down
% Down Amount Payment
3.5% $3,150 $466
5.0% $4,500 $459
7.5% $6,750 $447
10% $9,000 $435
15% $13,500 $411
20% $18,000 $387
25% $22,500 $362
30% $27,000 $338
50% $45,000 $242
Payments by Loan Length
Length Payment
10 years $764
15 years $569
20 years $475
30 years $387
40 years $347
Interest only $300

Can I afford a $90,000 house?

Traditionally, the "28% rule" means a person should not spend more than 28% of their pre-tax income on total housing costs.

Let's assume that taxes and insurance are 2% of the house price annually. Here's how much you'd have to make to afford a house that costs $90,000 with a 5.00% loan:

% Down Down Payment Income Required
3.5% $3,150 $26,410
5.0% $4,500 $26,099
7.5% $6,750 $25,582
10% $9,000 $25,064
15% $13,500 $24,029
20% $18,000 $22,993
25% $22,500 $21,958
30% $27,000 $20,923
50% $45,000 $16,782